Website Privacy Policy
Last modified: 2/25/2020
Introduction
Direct Offer, Inc. ("Company" or "We") respect your privacy and are committed to protecting
it through our compliance with this policy.
This policy describes the types of information we may collect from you or that you may provide
when you visit the website DirectOffer.com, DirectOffer.net and DirectOffer.io, DirectOffer.eu,
DirectOffer.ie, DirectOffer.es, DirectOffer.es, DirectOffer.fr, Direct Offer.ie, Directoffer.info,
Directoffer.mobi, DirectOffer.org, DirectOffer.uk, DirectOffer.biz, DirectOffers.fr (our
"Website") and our practices for collecting, using, maintaining, protecting, and disclosing that
information.
This policy applies to information we collect:
On this Website application.
On our mobile application.
In email, text, and other electronic messages between you and these applications.
Through mobile and desktop applications you download from this Website, which
provide dedicated non-browser-based interaction between you and this Website.
When you interact with our advertising and applications on third-party websites and
services, if those applications or advertising include links to this policy.
It does not apply to information collected by:
Us offline or through any other means, including on any other website operated by
Company or links to third-party products, services and websites, as well as materials
provided by third parties, and may include functionality that allows for the distribution of
your User Materials or your personal information (collectively, your “User Information”)
to third parties not under Direct Offer’s control (each, a “Third-Party Provider”). Third-
Party Providers are solely responsible for their services. (including our affiliates and
subsidiaries); or
Any third party (including our affiliates and subsidiaries), including through any
application or content (including advertising) that may link to or be accessible from the
applications.
Please read this policy carefully to understand our policies and practices regarding your
information and how we will treat it. If you do not agree with our policies and practices, your
choice is not to use our Website. By accessing or using this Website, you agree to this privacy
policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your
continued use of this Website after we make changes is deemed to be acceptance of those
changes, so please check the policy periodically for updates.
Children Under the Age of 18
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Our Website is not intended for children under 18 years of age. We do not knowingly collect
personal information from children under 16. If you are under 16, do not use or provide any
information on this Website or through any of its features, register on the Website, make any
purchases through the Website, use any of the interactive or public comment features of this
Website, or provide any information about yourself to us, including your name, address,
telephone number, email address, or any screen name or user name you may use. If we learn we
have collected or received personal information from a child under 16 without verification of
parental consent, we will delete that information. If you believe we might have any information
from or about a child under 16, please contact us at admin@directoffer.com.
California residents under 16 years of age may have additional rights regarding the collection
and sale of their personal information. Please see Your California Privacy Rights for more
information.
Information We Collect About You and How We Collect It
We collect several types of information from and about users of our Website, including
information:
By which you may be personally identified, such as name, postal address, e-mail address,
telephone number, or any other identifier by which you may be contacted online or
offline ("personal information");
That is about you but individually does not identify you, such as geo location, direct
messaging, direct messaging response times, mortgage interests, 3rd party services of
interest, mortgage qualification status and online behavioral patterns and/or
About your internet connection, the equipment you use to access our Website, and usage
details.
We collect this information:
Directly from you when you provide it to us.
Automatically as you navigate through the site. Information collected automatically may
include usage details, IP addresses, and information collected through cookies, web
beacons, and other tracking technologies.
From third parties, for example, our business partners.
Information You Provide to Us
The information we collect on or through our Website and mobile applications may include:
Information that you provide by filling in forms on our Website. This includes
information provided at the time of registering to use our Website, subscribing to our
service, posting material, or requesting further services. We may also ask you for
information when you enter a contest or promotion sponsored by us, and when you report
a problem with our Applications.
Records and copies of your correspondence (including email addresses), if you contact
us.
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Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website and Applications and of the
fulfillment of your orders. You may be required to provide financial information before
placing an order through our Website.
Your search queries on the Website and mobile applications
You also may provide information to be published or displayed (hereinafter, "posted") on public
areas of the Website or transmitted to other users of the Website or third parties (collectively,
"User Contributions"). Your User Contributions are posted on and transmitted to others at your
own risk. Although we limit access to certain pages, please be aware that no security measures
are perfect or impenetrable. Additionally, we cannot control the actions of other users of the
Website with whom you may choose to share your User Contributions. Therefore, we cannot and
do not guarantee that your User Contributions will not be viewed by unauthorized persons.
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our Website, we may use automatic data collection
technologies to collect certain information about your equipment, browsing actions, and patterns,
including:
Details of your visits to our Website, including traffic data, location data, logs, and other
communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address,
operating system, and browser type.
We also may use these technologies to collect information about your online activities over time
and across third-party websites or other online services (behavioral tracking). To opt-out of
behavioral tracking on this website email admin@directoffer.com
The information we collect automatically may only include statistical data and does not include
personal information, but we may maintain it or associate it with personal information we collect
in other ways or receive from third parties or our applications. It helps us to improve our Website
and to deliver a better and more personalized service, including by enabling us to:
Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website
according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website and mobile applications.
The technologies we use for this automatic data collection may include:
Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your
computer. You may refuse to accept browser cookies by activating the appropriate setting
on your browser. However, if you select this setting you may be unable to access certain
parts of our Website. Unless you have adjusted your browser setting so that it will refuse
cookies, our system will issue cookies when you direct your browser to our Website.
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Flash Cookies. Certain features of our Website may use local stored objects (or Flash
cookies) to collect and store information about your preferences and navigation to, from,
and on our Website. Flash cookies are not managed by the same browser settings as are
used for browser cookies. For information about managing your privacy and security
settings for Flash cookies, see Choices About How We Use and Disclose Your
Information.
Web Beacons. Pages of our the Website and our e-mails may contain small electronic
files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel
gifs) that permit the Company, for example, to count users who have visited those pages
or opened an email and for other related website statistics (for example, recording the
popularity of certain website content and verifying system and server integrity).
We do not collect personal information automatically, but we may tie this information to
personal information about you that we collect from other sources or you provide to us.
Third-Party Use of Cookies and Other Tracking Technologies
Some content or applications, including advertisements, on the Website are served by third
parties, including advertisers, ad networks and servers, content providers, and application
providers. These third parties may use cookies alone or in conjunction with web beacons or other
tracking technologies to collect information about you when you use our website. The
information they collect may be associated with your personal information or they may collect
information, including personal information, about your online activities over time and across
different websites and other online services. They may use this information to provide you with
interest-based (behavioral) advertising or other targeted content.
We do not control these third parties' tracking technologies or how they may be used. If you have
any questions about an advertisement or other targeted content, you should contact the
responsible provider directly. For information about how you can opt out of receiving targeted
advertising from many providers, see Choices About How We Use and Disclose Your
Information.
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal
information:
To present our Website and its contents to you.
To provide you with information, products, or services that you request from us.
To fulfill any other purpose for which you provide it.
To provide you with notices about your account or subscription, including expiration and
renewal notices.
To carry out our obligations and enforce our rights arising from any contracts entered into
between you and us, including for billing and collection.
To notify you about changes to our Website or any products or services we offer or
provide though it.
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To allow you to participate in interactive features on our Website and mobile
applications.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
We may use the information we have collected from you to enable us to display advertisements
to our advertisers' target audiences. Even though we do not disclose your personal information
for these purposes without your consent, if you click on or otherwise interact with an
advertisement, the advertiser may assume that you meet its target criteria.
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify
any individual, without restriction.
We may disclose personal information that we collect, or you provide as described in this
privacy policy:
To our subsidiaries and affiliates.
To contractors, service providers, and other third parties we use to support our business
and who are bound by contractual obligations to keep personal information confidential
and use it only for the purposes for which we disclose it to them.
To a buyer or other successor in the event of a merger, divestiture, restructuring,
reorganization, dissolution, or other sale or transfer of some or all of Direct Offer's assets,
whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in
which personal information held by Direct Offer, Inc. about our Website and App users is
among the assets transferred.
To third parties to market their products or services to you if you have consented to/not
opted out of these disclosures. We contractually require these third parties to keep
personal information confidential and use it only for the purposes for which we disclose it
to them. For more information, see Choices About How We Use and Disclose Your
Information.
To fulfill the purpose for which you provide it. For example, if you give us an email
address to use the "email a friend" feature of our Website and mobile applications, we
will transmit the contents of that email and your email address to the recipients.
For any other purpose disclosed by us when you provide the information.
With your consent.
We may also disclose your personal information:
To comply with any court order, law, or legal process, including to respond to any
government or regulatory request.
To enforce or apply our terms of use [LINK TO WEBSITE'S TERMS OF USE] and
other agreements, including for billing and collection purposes.
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If we believe disclosure is necessary or appropriate to protect the rights, property, or
safety of Direct Offer, Inc., our customers, or others. This includes exchanging
information with other companies and organizations for the purposes of fraud protection
and credit risk reduction.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We
have created mechanisms to provide you with the following control over your information:
Tracking Technologies and Advertising. You can set your browser to refuse all or
some browser cookies, or to alert you when cookies are being sent. To learn how you can
manage your Flash cookie settings, visit the Flash player settings page on Adobe's
website. If you disable or refuse cookies, please note that some parts of this site may then
be inaccessible or not function properly.
Disclosure of Your Information for Third-Party Advertising. If you do not want us to
share your personal information with unaffiliated or non-agent third parties for
promotional purposes, you can opt-out by logging into the Website or mobile
applications and adjusting your user preferences in your account profile or by sending us
an email with your request to admin@DirectOffer.com.
Promotional Offers from the Company. If you do not wish to have your contact
information used by the Company to promote our own or third parties' products or
services, you can opt-out by logging into the Website or mobile applications and
adjusting your user preferences in your account profile by checking or unchecking the
relevant boxes or by sending us an email stating your request to
Admin@DirectOffer.com. If we have sent you a promotional email, you may send us a
return email asking to be omitted from future email distributions. This opt-out does not
apply to information provided to the Company as a result of a product purchase, warranty
registration, product service experience or other transactions.
Targeted Advertising. If you do not want us to use information that we collect or that
you provide to us to deliver advertisements according to our advertisers' target-audience
preferences, you can opt-out by the opt-out method on the Website and mobile
applications. For this opt-out to function, you must have your browser set to accept all
browser cookies.
Additional Terms for Third-Party Services. Certain aspects of the Services include
third-party tools that are subject to additional third-party terms, including, but not limited
to, the following:
Windows Live Virtual Earth. Windows Live Virtual Earth imagery is supplied by
Microsoft Corporation, and use is subject to the Microsoft MapPoint Terms of Use
available at http://www.microsoft.com/maps/assets/docs/terms.aspx.
Google Maps. Some of the Services implement the Google Maps web mapping service.
Your use of Google Maps is subject to Google’s terms of use, available at
http://www.google.com/intl/en_us/help/terms_maps.html, and Google’s Privacy Policy,
available at https://www.google.com/intl/ALL/policies/privacy/index.html.
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Stripe. Some of the Services allow you to use Stripe Connect to make payments to other
users and may include additional processing or application fees detailed when you choose
to connect to Stripe. Your use of Stripe is subject to the Stripe Connected Account
Agreement, available at https://stripe.com/us/connect-account/legal. Additionally, by
using Stripe, you agree not to use Stripe (and the Services generally) for any Prohibited
Business purposes, as listed at https://stripe.com/us/prohibited-businesses.
We do not control third parties' collection or use of your information to serve interest-based
advertising. However, these third parties may provide you with ways to choose not to have your
information collected or used in this way. You can opt out of receiving targeted ads from
members of the Network Advertising Initiative ("NAI") on the NAI's website.
California residents may have additional personal information rights and choices. Please see
Your California Privacy Rights for more information.
Accessing and Correcting Your Information
You can review and change your personal information by logging into the Website and visiting
your account profile page.
You may also send us an email at Admin@DirectOffer.com to request access to, correct or delete
any personal information that you have provided to us. We cannot delete your personal
information except by also deleting your user account. We may not accommodate a request to
change information if we believe the change would violate any law or legal requirement or cause
the information to be incorrect.
If you delete your User Contributions from the Website and mobile applications, copies of your
User Contributions may remain viewable in cached and archived pages or might have been
copied or stored by other Website mobile application users. Proper access and use of information
provided on the Website, including User Contributions, is governed by our terms of use
[WEBSITE'S TERMS OF USE].
California residents may have additional personal information rights and choices. Please seeYour
California Privacy Rights for more information.
Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding
our use of your personal information. To learn more about your California privacy rights, visit
[HYPERLINK TO CCPA PRIVACY NOTICE FOR CALIFORNIA RESIDENTS].
California's "Shine the Light" law (Civil Code Section § 1798.83) permits users of our App that
are California residents to request certain information regarding our disclosure of personal
information to third parties for their direct marketing purposes.
To make such a request, please send an email to Admin@DirectOffer.com or write us at:
Direct Offer, Inc.
2817 West End Avenue, Ste. 126, #228
Nashville, TN 37203-1435
Data Security
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We have implemented measures designed to secure your personal information from accidental
loss and from unauthorized access, use, alteration, and disclosure. All information you provide to
us is stored on our secure servers behind firewalls. Any payment transactions and Stripe will be
encrypted current using SSL technology.
The safety and security of your information also depends on you. Where we have given you (or
where you have chosen) a password for access to certain parts of our Website, you are
responsible for keeping this password confidential. We ask you not to share your password with
anyone. We urge you to be careful about giving out information in public areas of the Website
and mobile applications like message boards. The information you share in public areas may be
viewed by any user of the Website and mobile applications.
Unfortunately, the transmission of information via the internet is not completely secure.
Although we do our best to protect your personal information, we cannot guarantee the security
of your personal information transmitted to our Website. Any transmission of personal
information is at your own risk. We are not responsible for circumvention of any privacy settings
or security measures contained on the Website.
Changes to Our Privacy Policy
It is our policy to post any changes we make to our privacy policy on this page with a notice that
the privacy policy has been updated on the Website home page. If we make material changes to
how we treat our users' personal information, we will notify you by email to the primary email
address specified in your account and through a notice on the Website home page or mobile
applications. The date the privacy policy was last revised is identified at the top of the page. You
are responsible for ensuring we have an up-to-date active and deliverable email address for you,
and for periodically visiting our Website and this privacy policy to check for any changes.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
Admin@DirectOffer.com
Direct Offer, Inc.
2817 West End Avenue, Ste. 126, #228
Nashville, TN 37203-1435
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